We Make Building Wealth Simple & Personal

Q: What is a Registered Investment Advisor?

A Registered Investment Advisor (RIA) is an independent firm (or an individual) that provides financial advice for a fee. RIAs are regulated by either the U.S. Securities and Exchange Commission (SEC) or a state securities authority. RIAs are legally bound as fiduciaries, meaning they must act in their clients&#39; best interests. RIAs offer a range of services, including financial planning and investment portfolio management.

Q: Why is the CFP® designation important?

The CFP Board answers this best! https://www.letsmakeaplan.org/choosing-a-planner/why-choose-a-cfp-professional

Q: What makes SimplifiedFP different?

Candidly, there are hundreds of companies in the financial services space claiming to provide customized financial planning solutions and the ability to grow your wealth. We aim to be different by focusing on relationships. Relationships that are forged by years of dedicated service and guidance, enduring the ups and the downs. When we engage a client, it is with the goal that it is a relationship for life.

Q: How do we make money?

One of the most important components of hiring a financial planner or adviser is to understand how the adviser is compensated. SimplifiedFP is a fee-only adviser. Our revenue comes only from the fees our clients pay us. We do not sell commission products, nor are we compensated by investment companies. We charge an annual percentage fee for investment management based on the assets entrusted to us. In some cases, we have a simple fee-for-service agreement based on client need.

At SimplifiedFP, we strive to take the complexity out of wealth management. We build financial plans that are both easy to understand and implement. Simple is better.

Financial Planning

What is Financial Planning? At its core, financial planning is the process of taking an in-depth look...

Investment Management

An important facet of any well-crafted financial plan is putting your money to work. The plan will...

Employer Plans

An employer sponsored retirement plan can be a great tool for your small to medium sized business...

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Years Of Experience

About SimplifiedFP

Over 25 Years of Expertise in Wealth Management

SimplifiedFP is an independent Registered Investment Adviser based in Clovis, California. After 25 years of financial services experience, we started SimplifiedFP with the goal of building a wealth management company…

Our Proven Process

SimplifiedFP uses a 5-step collaborative process to take you from where you are today to a fully executed financial plan that moves you towards your goals.

Initial Meeting

The first step is analysis. This includes your current financial situation along with your investment knowledge and experience. We then help you articulate a set of financial goals you would like to pursue.

Build & Present Your Plan

With the data gathered from the initial meeting, we tailor a plan for your specific goals and explain the likelihood of achieving those goals. We focus on the daily, monthly, and annual activities that move your forward.

Become a Client

If you find value in the plan we have built, we engage you as a client. We discuss fees and our service commitment. Then we put your plan into action!

On-Going Support

We conduct two review meetings a year: one at the beginning and one in the Fall. We start each year with a review of the previous year, looking at investment performance and goal momentum. The meeting in the fall is a progress report, giving us the opportunity to make changes if needed and prepare for year end.

Periodic Check-Ins

Throughout the year, we may have scheduled or impromptu discussions around milestones, significant market events, or goal changes. The more, the better!